Monday, July 16, 2007

Health Care is Personal

Philosophy - from the patient's point of view

Guaranteed All Access Health Care©™ is achieved through the seamless interaction of many moving parts into one guiding system. It is a system of health care that recognizes the real cost of healthcare while at the same time minimizes all administrative and transactions expenses. Health Care Finance is a highly efficient "not-for-profit" private-public health care finance system that maximizes health care delivery to everyone at the least reasonable expense. It is driven by personal responsibility with a deep appreciation that it is the patient who is the only owner and payer for health care. Guaranteed All Access Health Care ©™ is a safety net so that it is easily accessible regardless of circumstances or financial situation. Health Care is local community based, people helping people.


Guaranteed All Access Health Care©™ creation avoids fixes, reforms, insurer subsidy, creation, replacement and expansion of hopelessly defective payment portals systems and strategies in the public and private sectors. It avoids price controls on medical services and pharmaceuticals. Price controls are an illusory temporary fix that inevitably leads to draconian reductions in care and massive medical expense inflation bringing the system that pays for healthcare and health care itself to missteps followed by an abrupt halt.

The successful Health Care Systems are those that integrate long successful working models from Health Care Systems worldwide into a strategic model we can use domestically. It calls for public-private infrastructure and facilitation. It is a system that recognizes human needs, not laws, rules, and regulations. Personally managed it is a system of personal accounts and facilitators when implemented guarantees that every patient can pay for their health care without fear of service denials and bankruptcy.

We take the view that health care reform is a wasteful use of scarce resources. We offer alternatives that engage highly efficient existing methods to finance health care that include successful existing facilitator services, state, and federal law. The system is administered predominantly in the private banking sector to house health care funds however the plans do not preclude limited use of government resources.

Health Care is dynamic thus the system to achieve it must be strategic and dynamic.

Health care is a personal human right. With that right comes personal responsibility.

The foundation of Guaranteed All Access Health Care©™ Strategies is based on the patient-physician relationship. That relationship is a foundation for our health care. Health care that uses the consultative approach to medicine between physician and patient makes health care affordable for everyone. The patient must be in a position to choose who treats them without regard to artificial barriers created by legislation, regulation, health insurance providers, and government. There is no place for insurance administrators of any kind to act as gatekeepers between physician and patient but there is a place for not for profit insurance (patient owned mutual insurance) to pay for medical catastrophes. Proven in every society that has adopted Guaranteed All Access Health Care ©™, it is the patient who owns and controls the payment gateway that drives out unnecessary medical procedures, administrative, transaction and fraudulent billing expenses.

Health Care Finance Intermediaries including government and private insurers by necessity divert financial resources for care. Statistics that give the appearance that government based and administered that replace private insurers are less costly than any other method to health care finance simply avoid the real expense of just another third party payment gateway.

Guaranteed All Access Health Care©™ is an economic engine. Repeated analysis of current health care spending shows that every person in the United States can have health care for a lifetime. At the same time America can create within five years at least $4 trillion dollars in new economic activity spread across every state every year for the foreseeable future from money we set aside to fund health care.


We can assure our health and our financial welfare. We simply must have the will to do it.