Health Insurers should be responsible for their actions

Employee Retirement Security Act (ERISA) - Preemption Exclusion - Stepping Stone to All Access Health Care ©™


Currently, the Employee Retirement Security Act precludes most all litigation against and regulation of health insurers nationwide. A Federal Bill, which ends health insurer immunities, would enhance patient access to health care and health care insurance.

There are 50 States Attorney Generals whose hands are tied by ERISA that unhindered would be in the position to litigate against health insurers for civil and criminal infractions. The general public would regain its legal rights to sue health insurers for "bad faith" and health insurance contract breach.

The benefit to Health Care is that those people who are denied care and / or damaged by the actions of Health Insurers would regain personal recourse against Health Insurers without having to resort to the Federal Courts. The 50 Attorneys General and Insurance Commissioners across all the states will be able to act on behalf of the people.

The National Association of Attorneys General (http://www.naag.org/site_map.php) and the National Association of Insurance Commissioners (http://www.naic.org) have expressed serious concerns over the ERISA litigation and regulatory preemption for health insurers. Concerns have been expressed by both organizations that ERISA preemptions are a root cause for Health Insurer abuses suffered by the general public.

Transparency LLC urges you to consider writing legislation that ends ERISA litigation and regulation preclusion for Health Insurers.





Alfred Jordan
Transparency LLC